Dai-ichi Life Insurance (Cambodia) PLC.

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By your side, for Protection
To provide peace-of-mind to our new and existing  customers against the COVID-19 pandemic, Dai-ichi Life Cambodia offers extra protection:

-> Waiver of Premium for 3 Months
-> Death Benefit on COVID-19 USD3,000
-> Extra Hospital Benefit 100%

Terms & Conditions:

This offer starts from now until 31 May 2021.

  • Offer is applicable to eligible persons only. See the eligibility in the Other Conditions below.
  • Offer is invalid for persons who are not in compliance with the instructions and guidelines by the Cambodian authorities (inclusive of quarantine and travel procedures).
  • Offer will not cover new customers who have been diagnosed with COVID-19 prior to the submission of an application form, or within 14 days after the effective date of the policy (or Cambodian authority declared quarantine period, whichever is longer)
  • Offer of each benefit is only applicable one time only for each eligible person, regardless of the number of policies the person has.
  • There will be no extra documents issued for the customers, both existing and new customers.
  • Dai-ichi Life Cambodia reserves the right to change terms and conditions, as well as to discontinue the offer at our discretion without prior notice.
  • Other Conditions.

(a) COVID-19 Waiver of Premium and COVID-19 Death Benefit Terms and Conditions:

  1. COVID-19 Waiver of Premium of 3 months benefit is applicable to policyowners of issued policies only.
  2. COVID-19 Death Benefit of USD3,000 is applicable to life insured of issued policies only.
  3. Diagnosis of COVID-19 in Cambodia must be confirmed/ admitted by local authority (The Ministry of Health) or equivalent institution who are assigned to perform the duty of testing and verifying for COVID-19; proof of diagnosis overseas will be considered on case-by-case.
  4. For COVID-19 Waiver of Premium, in the event that the policyowner has made premium payments up to 31 May 2021, Dai-ichi Life Cambodia will refund 3 months’ premium to the policyowner (via bank transfer only) if the policyowner is positively diagnosed with COVID-19 during the cover period from now till 31 May 2021.
  5. COVID-19 Death Benefit is payable in the event of death of life insured (due to COVID-19) during the cover period from now till 31 May 2021.

(b) COVID-19 Hospital Care Terms and Conditions:

  1. COVID-19 Hospital Care is applicable to life insured of the issued rider Hospital Care.
  2. COVID-19 Hospital Care cover is applicable for 5 days of hospital inpatient admission due to allergic reaction to COVID-19 vaccination. The benefit payable is 100% of the Hospital Care rider Sum Assured per day of admission.
  3. The benefit is payable for one admission per person only, regardless of the number of policies/riders the person has.
    For example, if a person were to be hospitalized twice for the allergic reaction (in both 1st and 2nd dosage), then DLKH will only pay for one admission.
  1. COVID-19 Hospital Care benefit is payable during the cover period from now till 31 May 2021.
  2. Definition of the terms will follow the Hospital Care Term and Condition document, such as definition of inpatient admission.
  3. COVID-19 vaccination in Cambodia must be confirmed/ admitted by local authority (The Ministry of Health) or equivalent institution who are assigned to perform the duty of providing vaccination of COVID-19; proof of vaccination overseas will be considered on case-by-case.
  4. Person needs to be medically eligible to take it (i.e. doctor would determine if patient is medically able to receive vaccination)
  5. Person must have adhered to the medical advice of the vaccination procedure, before and after the vaccination.
  6. Official proof of vaccination and other required documents (including doctor’s diagnosis) must be presented upon person’s claim submissions.