Daiichi Life Insurance (Cambodia) PLC.
CREDITCare
Worry-Free Loan Protection with CREDITCare!
Take this important step to protect your loan and ensure your family’s financial security.
What is CREDITCare?
CREDITCare is an insurance plan to safeguard your loan by providing peace of mind for you and your loved ones. It was designed to offer affordable insurance coverage that ensures your loan will not become a burden to your family in the event of unforeseen circumstances.
Why should you choose CREDITCare ?
- Seamless Onboarding, Robust Protection: Confidence for your lending journey from start to finish.
- Coverage That Lasts: Long-term security for your loans—coverage that goes the distance, up to age 70.
- Flexibility You Control: Choose how you protect and pay—your plan, your way.
CREDITCare has the following options:
| No | Features | CREDITCare | CREDITCare Plus |
| 1 | Entry age | 18 to 60 (coverage up to age 70) | From age 18 to 69 (coverage up to age 70) |
| 2 | Policy Term | 1 year to 25 years | 1 year to 25 years |
| 3 | Payment | Single pay only* |
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| 4 | Sum Insured | $3,000 to $30,000 | $30,001 and above |
| 5 | Underwriting | No Medical Check Up | Full Underwriting and Medical Check Up based on Sum Insured, Age and Others |
| 6 | Protection Options | Reducing Term: Benefit payout in case of death or Total and Permanent Disability (TPD), based on the remaining Sum Insured over the policy term in the policy sales illustration |
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Note:
- *The single pay option includes a surrender value as specified in the policy sales illustration.
- *Single pay features premium financing (loans to pay premium).
- **Regular Pay: Premium Payment Term = Policy Term – 1. There is no regular pay for 1 year or 2 years policy term.
- This insurance plan does not have maturity benefits.
- Please refer to the policy terms and conditions for more detailed information.
| Download CREDITCare & CREDITCare Plus Brochure: | [Preview] / [Download] | Policy Terms & Conditions: | [Preview] / [Download] | Frequently asked questions about CREDITCare: | [Preview] / [Download] |
Additional Accidental Death and Total & Permanent Disability Benefit
Enhance Your Loan Confidence with “Additional Accidental Death and Total & Permanent Disability Benefit”
About Additional Accidental Death and Total & Permanent Disability Benefit:
This rider can be attached to the “CREDITCare” basic plan, designed to enhance protection for your loan. It provides greater peace of mind for you and your loved ones by safeguarding your financial obligations.
Additional Accidental Death and Total & Permanent Disability Benefit is developed to offer additional protection tailored to your needs. This plan strengthens your loan protection by providing coverage in the unfortunate event of Death or Total Permanent Disability (TPD) caused by an accident.
Additional Accidental Death and Total & Permanent Disability Benefit covers the life insured against the risk of accidental death or total and permanent disability, subject to the terms and conditions of the policy.
Why Choose this Rider?
Key Features:
- Up to 5 times of Basic Plan Sum Insured
- No Medical Check-up
- Affordable one-time payment for whole coverage
Key benefits of the plan:
Important Notes
- This rider has a surrender value, but no maturity benefit.
- Please refer to the policy terms and conditions for full details.
- No grace period or reinstatement applies, as this is a single premium product.
Additional Accidental Death and Total & Permanent Disability Benefit Brochure :>Click Download
Policy Terms & Conditions :>Click Download